Facts Vs. Opinion and How Igor Cornelsen Handles His Investments

There are many investors who fail to make a lot of money during their career. Then there are some that manage to succeed. While in many cases, the difference between a successful and a failed investor is that of persistence, there is one factor that Igor Cornelsen talks about when it comes to investing. He talks about how he approaches investing. This is in fact one of the largest contributing factors to his success. One thing that is certain is that it can take a while to get the hang of the markets that people choose to invest in.

One thing that Igor Cornelsen has said is that he depends on facts. One of the reasons that this is a great approach to investing is that people who use this approach have first hand information about what is happening in the market. When they have this information and know how to interpret it, they can make wise decisions on how to proceed with their money. People who use facts to determine whether or not they should invest are going to have an easier time making the right choices when it comes to investing. They will have fewer frustrations including watching their investments go to waste.

One thing that can go wrong for opinion investors is that they could miss out on a good opportunity. One of the factors that people need to consider when it comes to opinions is that a lot of people project when it comes to their feelings. People tend to project their beliefs, desires and methods when they are expressing their opinions. One thing that some investors tend to miss is that making investments is a risk in and of itself. Therefore, people have to be willing to take the necessary risks if they want to have the chance of improving their finances.

Opinions are not entirely useless when it comes to investing. Sometimes, people can use opinions in order to get examples. However, it is better for people to form their own opinions based on the facts that they gain from the reports on the market or any other investments they are going to make.

Find out more about Igor Cornelsen:

https://www.resumonk.com/igorcornelsen

Luiz Carlos Trabuco, Entrepreneur And Life Changer

A graduate from the faculty of philosophy with a degree in socio-psychology from Fundacao School of Sociology and Politics, Luiz Carlos Trabuco is a known entrepreneur. He is a Brazilian born in Sao Paulo on October 6, 1951.

Being a focussed young man, he started his career at the age of 17 as the clerk at Banco Bradesco. Luiz Carlos Trabuco worked in several assignments graduating to the Managing Director whereby at this period, he modernized the communication of the bank. He was in charge of the marketing sector for eight years giving him a chance to be more experienced.

Luiz Carlos became the Chief Executive Director of Bradesco, a privately-owned company focused on pension, in 1992. A higher position he gained by being elected the Managing Director of Banco Bradesco and a year later assumed the Executive Vice President. He then got the promotion to be the President whereby in his tenure Bradesco Seguros doubled its capacity and doubled its stands strengthening its position in the country. He became the fourth president of the bank after Marcio Artur in 1991 having a 40-year career experience in the sector. In this period he improved the bank’s performance to a high recommendable rate.

Luiz led to the purchase of the most massive acquisition of the bank, HSBC, in 2015 which as a result led to his election as the Entrepreneur of the Year in the finance sector. Unibrad is a corporate university which was created to educate and qualify employers of the group during his management period in 2017. In the same year, Trabuco was appointed the chairman of Board of Directors of Bradesco. This made him the third chairman after the replacement of banker Lazaro de Melo.

As known, change is the only inevitable thing in the whole universe. Likewise, with the growth of Bradesco, the management has to change through replacement among other changes for effective leadership. Therefore, through training and assessment, Luiz Carlos Trabuco has approved the appointment of Octavio de Lazaro Junior as the executive chair if the bank. He has gradually climbed the ladder through hard work as he started as a continuum in 1978. At his mid-fifties, Lazaro is currently the head of the Bradesco Seguros group and the president of the financial institution. His approval is due to his work done over the years and the knowledge acquired as he holds a degree in Economic Sciences and specializations in Administration.

Trabuco stated that the changes are meant to distinguish and accredit those who are skilled enough to maintain the current status of the bank. The restructuring is also intended to assist in the approval and the ensuring of better rank in the national and international level. It is under this reason that Luiz Carlos Trabuco still acts as the chair of the board of directors till the next general meeting of the company due on March 12. Another change expected to be made is the addition of the current executive vice presidents to the approval list. They were chosen as the board of directors which through their assertion will prove their credibility.

Learn more about Luiz Carlos Trabuco Cappi: http://www1.folha.uol.com.br/mercado/2017/10/1926243-proximo-presidente-do-bradesco-saira-da-diretoria-do-banco-diz-trabuco.shtml

The Oldest Banker In Brazil’s History Retires And Luiz Carlos Trabuco Is Taking His Place

Bradesco is more than a Brazilian bank that lends money and offers special banking services. Bradesco is one of the top four banks in the largest economy in South America because the bank has its hands in everything. From insurance and pension plans to IT and other new technologies, Bradesco is a leader in the country’s quest to pull out of a depressing three-year recession.

One man had Bradesco’s interest running through his veins for the last 75 years, and he is ready to retire. That man, Lázaro de Mello Brandão, is a legend in the Brazilian banking world. He is one of the people who put Bradesco on the international banking stage. And he is one of the bankers who taught other banks how to make money during political upheaval and economic downturns. Lázaro de Mello Brandão is founder Amador Aguiar’s, successor, and he is only the second Chairman of the Board in the bank’s 75-year history. But his reign as the banker of the century is coming to a close. His protégé, CEO Luiz Carlos Trabuco is taking over as chairman, effective immediately.

Luiz Trabuco is not an ordinary banker either. He’s an esoteric thinker, according to his education background. After graduating with a degree in philosophy, Trabuco got another degree in psychology. When hometown bank was looking for new trainees back in 1969, Luiz thought banking could be the profession he was looking for. Amador Aguiar and Brandão immediately thought Trabuco could fit into the Bradesco’s future plans even though he wasn’t an accountant. So the two pioneers took a chance and gave Luiz a position as an executive trainee. Trabuco knew he had the smarts to be a banker even though other trainees were accountants and finance majors. And it didn’t take long for Trabuco to prove himself.

Read more: Bradesco deve anunciar sucessor de Trabuco antes do Carnaval

In 2003, Luiz got the chance he was looking for when Brandão gave him the opportunity to accept the president’s job at the bank’s insurance arm, Seguros. Trabuco was able to make the kind of decisions that put Seguros on the road to record-breaking profits. In 2009, Seguros was responsible for more than 30 percent of Bradesco’s net income, and that was all Brandão needed to know to make Trabuco the president of the bank. Luiz never left that job. In fact, he still is the president and CEO, but in March 2018, he is turning the keys to the CEO office over to one of the seven candidates on the short list to take his place. All seven men are currently Bradesco executives.

The CEO position is one of the top corporate positions in Brazil. According to valor.com.br Bradesco has so much clout in Brazilian affairs it’s hard not to pay attention to the candidate list. Here’s the list.

1. Fifty-eight-year-old Mauricio Machado de Minas is responsible for the bank’s successful IT department. He joined the bank in 2009 after working for CPM Braxis SA.

2. Fifty-seven-year-old Alexandre da Silva Gluher heads up acquisitions and risks He’s been around Bradesco since 1976.

3. Fifty-eight-year-old Domingos Figueiredo Abreu is the bank’s treasury vice-president. He is in his 37th year with the bank.

4. Fifty-seven-year-old Josué Augusto Pancini got his start with the bank in 1975, and he is the head of various bank operations.

5. Fifty-two-year-old Marcelo de Araujo Noronha is the investment specialist at the bank, and he handles card operations.

6. Fifty-four-year-old Octavio de Lazari has Luiz’s old job at Seguros. He’s a 40-year banking veteran.

7. Fifty-nine-year-old André Rodrigues Cano has 41-years of service with Bradesco. He is in charge of the human resource department.

Find more about Liz Carlos Trabuco: http://economia.estadao.com.br/noticias/negocios,estamos-com-o-dedo-no-gatilho-para-emprestar-dinheiro-diz-presidente-do-bradesco,70002160257

Equities First: Offering Innovative Services in an Efficient Manner

Equities First is a holdings company that provides alternative lending solutions. The company is located in London in the UK. It is a subsidiary of Equities First Holdings LLC. The firm is regarded as a pioneer in stock-based lending as a result of their many years of experience in the field. Their clients mainly comprise of businesses and wealthy individuals. Equities First offers an explicit transaction process to clients to help them get access to funding promptly. They have been in operation for more than 15 years and have been involved in more than 700 transactions. The company has expanded operations and is in several countries around the world including Australia and Singapore.

The stock loan that they offer uses equities as the collateral for the loan and runs for a fixed amount of time. The lending solution is innovative since a borrower does not have to liquidate his shares in a company if they are looking to access funds. The borrower is also assured of security since they get 100% of the market value upon maturity of the loan.

This model allows Equities First to offer better loans at lower interest rates compared to those offered by other institutions. The interest rates on the loans are fixed and go to as low as 3% which is below the market rate. The firm also provides high loan-to-value ratios which go as high as 75%. The lending solution that they offer should be the default for most people who have shares in publicly traded companies because of the many benefits it offers. Equities First has an efficient process in place and clients can expect that they will get access to funds within a week. Their commitment to efficiency means that they guarantee a response within 24 hours.The loans are non-purpose which means that the money is used at the discretion of the borrower. This is unlike other loans which require the funds to be used for specific reasons. Only the agreed upon interest payments are made throughout the lifetime of the loan. The loans are non-recourse. The lender only recovers the amount approved in the collateral pledge.